Do you ever feel like life is too automated?
Maybe you’re suspicious of the cruise control feature on your car. You’re not a fan of auto-pilot on commercial flights. You prefer to know that an experienced individual has their hands on the wheel and is ready to respond to new conditions.
They feel like they are just another step in the financial assembly line. They fill out a questionnaire, hand over their money, and then hope that they hear from someone again at some time in the future.
Automation can be a great thing, but sometimes, you need a human being to oversee critical parts of the process. It takes someone with insight and experience to say, “Does this plan make sense for my client? Is there too much risk in this asset allocation strategy?”
Because there are thousands of mutual funds available across Canada in order to assist our clients with creating quality portfolios, we use software to research and select…
A Registered Retirement Income Fund is an investment plan, established in accordance with Government of Canada requirements, into which you can transfer registered funds…
Guaranteed Investment Certificates are issued in your name and can’t be sold except to the institution that issued them. You agree to keep the money in the GIC for a set period in return for…
Registered Education Savings Plans are registered education savings plans that grow tax-free until the child is ready for university, college or a vocational institute. The student usually…
A Tax-Free Savings Account is a registered savings account that allows taxpayers to earn investment income tax-free inside the account. Contributions to the account are not deductible for…
A Life Income Fund (LIF) is a retirement income plan using locked-in pension money and the owner of the LIF can control the investments held within the fund. In addition to the requirement for…
A Registered Retirement Savings Plan is a retirement plan that is registered with the federal government and that you or your spouse or common-law partner can establish and contribute into….
The Locked-In Retirement Account (LIRA) and Locked-In Retirement Savings Plan (LRSP) enable you, as an employee to maintain the tax-deferred status of pension plan proceeds received when…
Since in 2008, the Registered Disability Savings Plan has been available to Canadians who qualify for the disability tax credit and offers a…
Leveraged investing is defined as borrowing money to finance an investment. You are familiar with the concept of leverage if you’ve ever…
Many people will offer you advice on which investments…
For most Canadians, retirement is a major financial goal that…
Many people assume that estate planning is only for the…
Investment tax planning is not just about writing the…
Careful portfolio analysis is necessary to ensure that…
Proper analysis is vital to ensure that you aren’t paying too…
You are more experienced now, your bank…
If you are just starting out, it’s easy to…
You get home from work, your spouse is…
During the last market downturn, retirees who…
Running a single-person household has a unique set of..
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