Menu
Menu
During the last big market downturn, retirees who had ALL their assets in equities saw their nest egg shrink by almost 35% over a 12 month period.
As a general rule, it is unwise for a retiree to have 100% of their assets in equities at any time. But figuring out what that percentage should be takes a lot of personal investigation into each person’s risk tolerance and investment objectives.
Can you generate sufficient income without drawing down on your principal? What is the best way to generate income without taking excessive risks?
A financial advisor can help you figure out what level of risk is suitable for you.
Even the best captains have an entire crew to help them run the ship. Your financial adviser can be your first mate, peering through the binoculars to scan the horizon for obstacles that can sink the ship.
Who will you choose to help you navigate the voyage of retirement?
Today there are thousands of mutual funds available across Canada. In order to assist our clients with creating quality portfolios, we use software to select only those mutual funds that…
A Registered Retirement Income Fund is an investment plan, established in accordance with Government of Canada requirements, into which you can transfer registered….
Guaranteed Investment Certificates are issued in your name and can’t be sold except to the institution that issued them. You agree to keep the money in the GIC for a set period in return for…
A Life Income Fund (LIF) is a retirement income plan using locked-in pension money and the owner of the LIF can control the investments held within the fund. In addition to the requirement for…
A Tax-Free Savings Account is a registered savings account that allows taxpayers to earn investment income tax-free inside the account. Contributions to the account are not…
The Locked-In Retirement Account (LIRA) and Locked-In Retirement Savings Plan (LRSP) enable you, as an employee to maintain the tax-deferred status of pension plan proceeds…
Guaranteed Investment Funds (also known as “Segregated Funds” or “Individual Variable Insurance Contract”) are basically enhanced Mutual Funds. They come with a protective…
Annuities are one of the simplest investment vehicles one could acquire. Simply put, when you establish an annuity, you are purchasing a lifetime income. Examples of annuities are…
Free Consultation
